Employee Benefits
Traditional Insured
ASO Administrative Services Only
ASO Administrative Services Only
This format of employee benefit plans is by far the most common for small and medium sized companies. Some core benefits can include life insurance for employees and dependents, disability insurance, extended health and dental.
ASO Administrative Services Only
ASO Administrative Services Only
ASO Administrative Services Only
An administrative services only (ASO) group plan is one where the insurance company is responsible only for providing an administrative role, not for funding benefits paid out to the claimants. There is no "insurance element to the plan and the plan sponsor assumes all of the risk of paying the claims
Flex Benefits
ASO Administrative Services Only
Employee and Family Assistance Programs
Sometimes a one-size fits all benefits plan does not meet the needs of today's diverse workforce. That's why many employers offer flexible benefits programs with health spending accounts (HSA) to give employees more choice.
Employee and Family Assistance Programs
Employee and Family Assistance Programs
Employee and Family Assistance Programs
These plans can be offered as part of the company group plans designed to offer counselling services outside the more traditional benefits. EFAP are designed to assist employees to overcome and/or develop coping mechanism for personal challenges
Health and Wellness Spending Accounts
Employee and Family Assistance Programs
Health and Wellness Spending Accounts
Some employers choose to offer spending accounts whish is a group benefit that provides reimbursement for a wide range of health related expenses over and above the regular plans.